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Gen Z Homebuyers Dipping Into Retirement Savings: Pros and Cons

Many Gen Z Americans struggle with homeownership due to high student loan debt, stagnant wages, and a tough job market. Nearly half have postponed buying homes because of loans, and 46% have withdrawn from retirement savings to pay debts, risking long-term financial harm. To improve their chances, Gen Zers should manage debt strategically, explore mortgage options like FHA or USDA loans, pay down debts, and budget effectively.

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