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💰 CalHFA, GSFA, and local programs offer grants, down payment, and closing cost help.
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📊 Budget carefully: account for mortgage, taxes, insurance, HOA fees, and maintenance costs.
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🛋️ Maximize small spaces with smart layouts, storage, and flexible ADUs for multigenerational living.
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🛠️ Protect your investment: choose durable siding, roofing, and windows for California’s varied climate.
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📋 Checklist: research loans, calculate budget, get pre-approved, plan maintenance, and consult professionals.